The first step after suffering a personal injury in Los Angeles is to recover followed by filing the claim with the insurance company which will make an offer to cover the damages of your accident. Even if things seem very simple, they are not that simple in fact. That is because the insurer will usually try and make the lowest offer, especially if the injured party has come unprepared. This the time to discuss your case with our Los Angeles personal injury attorneys.
When filing a claim with an insurance company it is best if you go accompanied by our Los Angeles personal lawyers who can verify if the insurance adjuster, that is the person who you meet with for the first time, has made a fair calculation of the compensation you deserve. In most cases, or better in all cases, you will be dealing with experts in insurance claims who will make you lowest settlement possible. How can you recognize a low settlement? Here are some steps you should follow before going to the insurer:
Once you have calculated the compensation you think you deserve, you should consult with our L.A. personal injury lawyers and recalculate the amount and only after going to the insurer.
The first sing you were offered the lowest settlement possible is the insurance adjuster who will contact you in a short while with an offer. If you have calculated your compensation before, you will see that right away. Another way of recognizing a low offer is the so-called adjuster authority the person you are dealing with will invoke. While the insurance adjuster will offer the lowest settlement possible, the adjuster authority is usually the supervisor who establishes the amount you should be offered, a compensation which is higher than the first offer.
No matter the settlement you are offered, our Los Angeles personal attorneys advise you to decline the lowest compensation in writing and not to forget the statute of limitations when filing a claim for a personal injury.
For assistance in calculating the compensation and recognizing low offers, please contact our Los Angeles personal injury attorneys.
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